30 year fixed rate
5% @ 1 point ( 5.132% APR )

30 year fixed FHA rate:
5.5% @ 1 point ( 5.637% APR )

Jumbo rate:
Loan Amounts up to $2,000,000, 5 or 7 year fixed 30 year amortiation. LTV's up to 80%, call for more details.
5.5% @ 1 point (5.749% APR)

Today's News:

1. Fed balance sheet totals $2.34 trillion in week of Dec. 17. SOme say the government isn't doing enough, read this and you deciede:


2. 30-year fixed-rate mortgage at 37-year low
Fed actions send mortgage rates tumbling, and refinancers searching


Niche list:


1. FHA Refinance!!! Equity does not matter!!!
2. Conventional
3. Government
4. FHA, VA, PERS, STERS,
5. Down Payment Assistance is back!!!
6. Incredible pricing on jumbo's to 2 million
7. Cash out refinancing with one day off the mls
8. Extremely lenient FHA underwriting. Worried about credit
issues? I can help get around them
9. 75% Canadian loans
10. Stated loans to 70%LTV
11. Loan Modifications for those who are trying to save there
home
12. Credit repair; if you need help with your credit I found a
great company that can help!!!!!
13. HELOC's need an equity line? I can help.